Growth capital that forgives itself.

Flexible growth capital through the Forgivable Loan Program, a smarter alternative to traditional financing with up to 100% of the loan forgiven over four years.

Powered by Feenix Payments
✓Decisions in days, not monthsA simple application and a fast, human review.
✓Fixed rates, no factor rates, no daily ACHNo 18–20% daily holdbacks eating your sales. Just predictable monthly payments that respect your cash flow.
✓Up to 100% forgivableQualifying merchants can earn full loan forgiveness through our Forgivable Loan Program.

See what you qualify for

Takes about a minute. No impact to your credit to inquire.
By submitting, you agree to be contacted by a Feenix representative about funding options. No obligation.

Brands you know. Powered by Feenix.

From resorts and hospitality groups to neighborhood favorites, Feenix powers payments, capital and growth for leading brands across the country.

123 Datura 511 Franklin Ark Bagel Artechouse Bahamas Paradise Cruise Line Banter Bareburger BNT Windows & Doors Carver Road Hospitality Carversteak Cooperative Laundry Erin McKenna's Bakery Finn Hall Flanker Kitchen Sporting Club Forty Deuce Galley Group Glytch Macromia Group 123 Datura 511 Franklin Ark Bagel Artechouse Bahamas Paradise Cruise Line Banter Bareburger BNT Windows & Doors Carver Road Hospitality Carversteak Cooperative Laundry Erin McKenna's Bakery Finn Hall Flanker Kitchen Sporting Club Forty Deuce Galley Group Glytch Macromia Group
Margaritaville At Sea Mel's Burger Bar OddFellows Ice Cream Co. Popi's Oysterette Port Tradition Red Stick Social Rush Premier Sports Sandpiper Bay Resort sbe SI Tickets Sushi By Bou Sushirrito Tacolicious The Greene Turtle Tonebase Tsunami Urbanspace VSV Wine Bars Margaritaville At Sea Mel's Burger Bar OddFellows Ice Cream Co. Popi's Oysterette Port Tradition Red Stick Social Rush Premier Sports Sandpiper Bay Resort sbe SI Tickets Sushi By Bou Sushirrito Tacolicious The Greene Turtle Tonebase Tsunami Urbanspace VSV Wine Bars
How it works

From application to forgiveness in five steps

1

Apply

Quick and easy application.

2

Get approved

Fast approval decision.

3

Go live with payments

Activate your POS and start processing with Feenix Payments.

4

Get funded

Receive the capital your business needs.

5

Grow & thrive

Process with Feenix and earn forgiveness.

The Forgivable Loan Program

The loan that forgives itself

Qualifying merchants who process their payments with Feenix can have up to 100% of their loan forgiven over four years: 50% at year two, 25% at years three and four. 6–10% fixed, interest-only, no daily pulls.

See if you qualify ›
The schedule

Up to 100% forgiven over four years

Merchants that process with Feenix and satisfy the program requirements may qualify to have their loan fully forgiven.

50%

Forgiven at Year 2

Half the principal, gone.

25%

At Year 3

Another quarter forgiven.

25%

At Year 4

The final quarter: 100% forgiven.

The Feenix difference

Capital that works the way your business does

  • ✓Flexible funding up to $500,000+Tailored to your business needs
  • ✓Up to 100% of the loan can be forgivenEarn forgiveness over 4 years
  • ✓No dilution of ownershipYou keep control of your business
  • ✓Simple, transparent, predictableNo hidden fees or surprises
  • ✓Dedicated supportA team that’s with you every step
Loan typeForgivable Burn Down Loan
AmountUp to $500,000+
Rate6–10% Fixed Interest
Term4 Years
RepaymentInterest Only for the Term
ConditionProcess with Feenix Payments for 5 Years

Ready to see your options?

One minute to apply. A capital specialist follows up the same day.

Get my funding options ›